Medigap Coverage for Each Plan Type (Plans A-N)

How companies set prices for Medigap Plan policies

Each insurance company decides how it’ll set the price, or premium, for its Medigap policies. It’s important to ask how an insurance company prices its policies. The way they set the price affects how much you pay now and in the future. Medigap policies can be priced or “rated” in 3 ways: 

1. Community-rated (also called “no-age-rated”) 

2. Issue-age-rated (also called “entry-age-rated”) 

3. Attained-age-rated 


Mountain State Senior Insurance Services represents top-rated companies, including:  AARP, UnitedHealthCare; Aetna; Continental Life; Cigna; Mutual of Omaha; Highmark; Omaha Insurance Company; Gerber; Humana; Central States Indemnity and Medico.

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